No codes. No menus. Just your words.

Banking, the way you speak

No USSD codes to memorize, no queuing at the bank. Say or type what you want done with your money, even a multi-step transfer across different banks and mobile money, and e-Kofi carries it out for you.

A person using e-Kofi on their phone outdoors

“Pay 12,000 RWF to 07XXXXXXXX for food.”

You say

  • Pay 12,000 RWF to this number for food.
  • Move 50,000 RWF from my bank to my MoMo, then pay my rent.
  • Pay my child's school fees from MoMo.

e-Kofi does

Identifies the recipient, amount, service and every step in between, then executes it and logs a real transaction ID.

Works with the financial services you already use

Bank of KigaliEquity BankMTN MoMoNCBA BankI&M BankAirtel Money

Every request e-Kofi completes, even a multi-step one across different banks and mobile money, is logged with a real, exportable transaction ID. That history is what banks and lenders actually use to judge creditworthiness, which makes e-Kofi a genuinely good solution for SMEs and individuals trying to qualify for a loan, not just a convenience app.

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Trusted by

thousands of users and SMEs

Every transaction becomes proof you can hand to a bank or lender.

SEC02

Everything you need. Nothing you don't.

Say it once, and e-Kofi handles every step across the banks and wallets you already use.

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99.9%

Uptime reliability

4.8/5

App Store rating

20+

Financial services connected

Built to know it's
really you.

eKYC on every account

Before e-Kofi moves a single franc, it verifies your ID document, matches your face to it, and confirms the phone number is yours. Convenience never means giving up control.

A happy e-Kofi user
Identity verified

1M+

Identities checked through eKYC, so every account belongs to a real, verified person.

eKYC, done once

We verify your ID and phone number up front, so every voice command afterward comes from a person the system already knows and trusts.

Realtime Transaction Alert

now
RestaurantFood · MoMo12,000 RWFPaid

100%

of transactions authorized by you

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Your PIN stays private

e-Kofi never needs to store your private PIN to understand the transaction you want to perform.

One request in, every step handled, a real transaction ID out.

FourSteps

No USSD menus to learn. Get e-Kofi on your phone, available on iOS and Android, and set it up in minutes.