Banking, the way
you speak
Tell e-Kofi what you want to do with your money — using your voice or normal text — and e-Kofi turns your intent into the transaction you need. You tell it what you want. e-Kofi handles the steps.

“Pay 12,000 RWF to 07XXXXXXXX for food.”
You say
- Pay 12,000 RWF to this number for food.
- Send 50,000 RWF from my bank to my MoMo.
- Pay my child's school fees from MoMo.
e-Kofi does
Identifies the recipient, amount, service and workflow — then executes it for you.
Works with the financial services you already use
e-Kofi is built to simplify everyday banking. Our mission is to provide financial tools that understand human intent — so people can spend smarter, move money effortlessly, and build a clearer financial future.
Trusted by
thousands of users
Designed to make everyday banking simple, natural and intuitive.
Everything you need. Nothing you don't.
Smart financial tools designed to help you manage your money with confidence.
99.9%
Uptime reliability
4.8/5
App Store rating
20+
Financial services connected
Built for how you
actually bank.
Convenience should never mean giving up control of your money. You authorize what you approve.

1M+
Everyday transactions people just want done — food, fees, transfers, airtime.
Bank-level security
Security you can trust. Your financial safety is our highest priority — you stay in control of every transaction.
Realtime Transaction Alert
now100%
of transactions authorized by you
Your PIN stays private
e-Kofi never needs to store your private PIN to understand the transaction you want to perform.
Getting started is quick and easy. Everything happens directly from your phone.


Banking built for the way you live today. Get e-Kofi instantly on your phone — available on iOS & Android.