Banking, the way
you speak
No USSD codes to memorize, no queuing at the bank. Say or type what you want done with your money, even a multi-step transfer across different banks and mobile money, and e-Kofi carries it out for you.

“Pay 12,000 RWF to 07XXXXXXXX for food.”
You say
- Pay 12,000 RWF to this number for food.
- Move 50,000 RWF from my bank to my MoMo, then pay my rent.
- Pay my child's school fees from MoMo.
e-Kofi does
Identifies the recipient, amount, service and every step in between, then executes it and logs a real transaction ID.
Works with the financial services you already use
Every request e-Kofi completes, even a multi-step one across different banks and mobile money, is logged with a real, exportable transaction ID. That history is what banks and lenders actually use to judge creditworthiness, which makes e-Kofi a genuinely good solution for SMEs and individuals trying to qualify for a loan, not just a convenience app.
Trusted by
thousands of users and SMEs
Every transaction becomes proof you can hand to a bank or lender.
Everything you need. Nothing you don't.
Say it once, and e-Kofi handles every step across the banks and wallets you already use.
99.9%
Uptime reliability
4.8/5
App Store rating
20+
Financial services connected
Built to know it's
really you.
Before e-Kofi moves a single franc, it verifies your ID document, matches your face to it, and confirms the phone number is yours. Convenience never means giving up control.

1M+
Identities checked through eKYC, so every account belongs to a real, verified person.
eKYC, done once
We verify your ID and phone number up front, so every voice command afterward comes from a person the system already knows and trusts.
Realtime Transaction Alert
now100%
of transactions authorized by you
Your PIN stays private
e-Kofi never needs to store your private PIN to understand the transaction you want to perform.
One request in, every step handled, a real transaction ID out.


No USSD menus to learn. Get e-Kofi on your phone, available on iOS and Android, and set it up in minutes.